The Mortgage Centre

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Never before have CAUT members had such power! Now, for the first time in history, sit back and let Canada's leading lenders compete for the opportunity to fund your mortgage.

Introducing the Mortgage Market^Ž

Market Lenders:
• CIBC
• Concentra
• First National Financial
• First Line Mortgages
• ING
• MCAP
• Scotia Mortgage Authority

Other Lenders:
• Abode Mortgage Corp.
• Alterna Bank
• Bridgewater Bank
• Equitable Trust
• Home Trust
• Laurentian
• Macquarie
• Magenta
• Merix
• National Bank
• Pillar Financial
• Resmor
• Street Capital
• TD Bank
• Xceed Mortgage Corp.

A mortgage program for CAUT members and faculty association staff has been launched by CAUT in conjunction with The Mortgage Centre. The program has been designed to take the worry and work out of financing the purchase of a home, condo or cottage, while assuring that CAUT members receive the very best mortgage rate available. In addition, the program will be a source of revenue for CAUT, local faculty associations and the J. H. Stewart Reid scholarship fund.

The Mortgage Centre is a Canada-wide franchised mortgage brokerage company, owned by CIBC/FirstLine Trust. Administered by Metro City Mortgages Inc. of Ottawa, an independent member of the mortgage centre network, CAUT members will have access to over 40 mortgage lenders in Canada, representing the largest pool of residential mortgage capital in the country.

Only To CAUT Members

Here's how it works. When your mortgage is up for renewal or your looking to buy a new home you can call the CAUT Member Mortgage Line at 1-888-216-7770 ext. 227 to discuss the details of the transaction and your financing requirements, or you can simply dial on to the CAUT Web Site and click on the Mortgage Market page. There you will find all the latest up-to-date rate information, along with an on-line mortgage application. When you have completed the required information, your application will be e-mailed directly to The Mortgage Centre. This puts you in the "power" position. As the lenders bid on your mortgage, none are aware of the other bids and so are compelled to offer their best rate and features. This means that you are virtually assured of securing the best available mortgage. In addition, even though several lenders are bidding on your mortgage, only one credit check takes place, thereby reducing any negative impact on your personal credit rating.

In one business day or less we will receive the lenders' responses in the form of commitment letters. We will forward these responses to you and offer independant advice and assistance in choosing the best offer.

As an added benefit to this program, the Mortgage Centre will pay .075 per cent of every mortgage transaction to CAUT (or $75 per $100,000). In addition, $25 per mortgage transaction will be donated to the J.H. Stewart Reid Memorial Fellowship Trust, a scholarship for PhD candidates administered by CAUT.

Call us today.

Let us help you turn the tables on mortgage lenders! Just give us a call and we'll help you choose the absolute best mortgage the industry has to offer - with precisely the rates, terms and options you're looking for. We make shopping for a mortgage fast, easy and efficient. Call us today!

Metro City Mortgages Inc.

Broker Licence #10202

www.metrocitymortgages.ca
Phone: 1-888-216-7770 ext. 227
Fax: 1-888-216-7771
Email: jillcraig@bellnet.ca